Loan Against Property

Home Loan:
We offer loans for the purchase of plots, construction of homes, independent houses, flats, villas, and land investments.

Commercial Property Loan:
We provide loans for the purchase of commercial properties and for commercial construction projects such as hospitals, diagnostic centers, and commercial complexes.

Mortgage Loan:
We offer loans against vacant plots, residential houses, commercial properties, flats, villas, and more.

Balance Transfer and TOP-UP:
We facilitate the transfer of your existing home loan or property loan from one lender to another at a lower interest rate. Additionally, we offer a top-up loan to enhance your loan amount, which can be used for various purposes such as loan consolidation, working capital, or other personal and professional investments.

Merits:

Opportunity to own your dream home.
Investment in appreciating assets.
Income tax benefits.
No pre-payment or part-payment charges.
Longer repayment tenure.
Assets can be leveraged to create liquidity when needed.

Document List for Loan Against Property:

Preliminary Documents

Aadhaar Card, PAN Card, and KMC Registration.
Income Tax Returns (ITR) and financial statements for the last 3 years.
Bank statements for the last 1 year.
Property related Documents.
4a. Sale Deed and Mother Deed.
4b. E-Swathu.
4c. Latest Encumbrance Certificate (EC) and Tax Paid Receipt.